Writes Konrad:
Doing nothing is no longer an option. Many companies insist you fill out open-enrollment forms even if you intend to stay with the same benefits package. What’s more, with so many changes and cost increases on the horizon, you owe it to yourself and your family to take a close look at your options.Konrad's NYT colleague Lesley Alderman has a more in-depth story designed to guide you through "the annual task of choosing an insurance plan." Expect to pay more, Alderman writes, for fewer choices, higher deductibles, more questions and a system that steers you toward generic drugs and wellness.
